Payback when credit is taken

Desired monthly income
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Payment on the loan in a month
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The main costs
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Additional expenses
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The projected number of days from the costs incurred to obtain revenue
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Revenue
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Loan payback
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Evaluate the resulting value:
<1 - the business does not pay off the loan
=1 - business pays only loan
>1 - business can recoup the loan

Business payback
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Evaluate the resulting value:
>1 - your income is more than covered by the desired income
=1 - your income is equal to the desired income
<1 - income is less than desired. Review your income and expenses.